My domestic partner lost coverage due to turning 26 effective 8/1/2019 and is no longer employed. So I termed myself under my parents plan 7/31/2019 so we could get our own medical plan. I thought we had 60 days to notify my job of the qualifying event but we only had 31 days. Now my job is trying to make us effective 9/1/2019 giving us a lapse in coverage for August 2019... what do I do in this instance? Do I apply somewhere outside of my employer ? I’m not sure how this works but we obviously can’t have a lapse even tho we did not use medical for August , it’s extremely stressful.please help, if your not sure please do not answer.