Employers insurance did not cover medical bill. What can I do?

  • by unknown
  • Sep 09,2019
  • 7 answers

Employers insurance did not cover medical bill. What can I do?


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Insurance Answers (7)

Casey Y last week

Was it just the deductible??

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babyboomer1001 last week

Your health insurance "through" your employer never covers everything. Most procedures or treatments require that you pay 20 percent. Insurance covers only 80 percent. However, that amount varies depending on the service and you have to pay the annual deductible first. Just because you are unemployed doesn't mean you don't owe the bill. Get a job. Start paying it off when you do get a job. Meanwhile, they will wait a bit. Eventually, if you don't arrange a payment plan acceptable to them and pay on it regularly, they will sue you and then you will owe a whole lot more, in court costs, legal fees, interest and if they have to chase you to get their money, expect to be garnisheed. Then you will owe even more - legal fees and costs for the garnishment proceedings. Advice: Pay it off as soon as you can.

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Anonymous last week

You could find out WHY it didn't cover the bill. That'd be a really good first step. I don't where all these folks are automatically gravitating to deductible. We have no idea. Call and ask why and then let us know why and then maybe we can tell you what to ask next.

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. last week

Call your insurance company and find it why it wasn't covered. If nothing else, you can learn a lesson for the future.

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Eva last week

Talk to the hospital. Most have foundations to help with this sort of thing. If you qualify for Medicaid, they will pay bills you incurred up to 3 months before you applied.

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Zarnev last week

Ultimately, it is your responsibility to pay the bill.
What you can do other than that will depend on the situation, mainly why they didn't cover the bill. Was it for a procedure that's never covered? A procedure that you didn't get the required pre-approval or referral? Because you went out-of-network? Because you haven't met the deductible? ETC?

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Judy last week

Talk to the provider and tell them your situation, they night reduce the bill.

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